My bro just got his health insurance policy today and 1 thing less to worry coz he is now protected from hospitalisation, accidental & death. Though the amount is little, at least he got one now. With the medical treatment getting expensive by day, it is really wise to get one policy and it is cheaper if you get it at an early age. But one thing caution is, make sure the amount that you pay is only 10% of your salary, else, it will be a burden for you later on (an advise from my FIL).