*Wise decision*

Since our house loan has gone over the 5 years bond with the bank, we were thinking on swapping to a better deal with other bank. But doing so will need alot of time and time is one thing tat we dun have right now. Anyway, if you're interested in getting a house, do go choose a good mortgage lenders aka bankers. Because a good deal really saves alot on the interest and the tenure of paying it back.