What's your view on Life Assurance?

To some, it might be an important thing but not to others. I used to be not bother to get any insurance coz I never saw the importance of it until I met Gerald & some life incidence in my circle of friends. Maybe this is where it hit me that I really need it as an assurance to myself (if I am still alive) or my family. Since then, I realise that alot of my friends tends to be an agent for some brand and my exposure to the variety of assurance / investment products available. Then, it occured to me that they need to sit for exams to work in that line. Hmm, I wonder if there're some life insurance no exam kind of work. If yes, maybe it can generate some side income for myself.